Welcome to FinScope


The FinScope survey  was developed by FinMark Trust and was first piloted in 2002 in South Africa. The survey was conducted in many other countries with the main objective to measure and profile the levels of access to and uptake of financial products/services (both formal and informal) in a particular country, across income ranges and other demographics. There are two types of FinScope surveys: FinScope Consumer and FinScope MSME. Both studies are nationally representative surveys of how individual people or “small business” owners source their income and how they manage their financial lives. While FinScope Consumer focuses on adults in a particular country, FinScope MSME looks at owners of micro, small, and medium enterprises, as well as individual entrepreneurs. FinScope assists in establishing credible benchmarks and indicators of financial inclusion, while at the same time providing insights into market obstacles to growth and highlighting opportunities for policy reform and innovation in product development and delivery. FinScope findings can therefore be of value both to policymakers who wish to develop policies aimed at improving the functioning of financial markets, and to private service providers who are able to design product strategies around the segmentation and trends highlighted by the data, and to donors and non-governmental agencies who wish to support increased financial inclusion to specific regions or population groups. To date, FinScope Consumer surveys have been conducted in 21 countries (12 in SADC, 5 non-SADC Africa and 4 in Asia), while FinScope MSME surveys have been implemented in 6 SADC countries (South Africa, Zimbabwe, Malawi, Mozambique, Tanzania, Zambia).