Policy recommendations for the informal sector in South Africa

This report shares policy recommendations to strengthen South Africa’s informal sector, enhancing competitiveness, resilience and inclusion for informal enterprises.

Harmonisation of FI Regulation Policies Report

The report identifies priorities for SADC financial inclusion, capacity-building for member states, and maps timelines to harmonise policies and regulations with a focus on the Fourth Industrial Revolution.

MAP Botswana Financial Inclusion Refresh 2021

Botswana is moving towards the 2021 goal of reducing financial exclusion to 12% or increasing usage of more than one type of formal financial service to 57%.

Measuring Progress: Financial Inclusion in selected SADC countries

This 2019 report is the third in an annual series that assess the level of financial inclusion in selected SADC countries where the MAP programme has been implemented.

Across the continent there has been a very long debate about the payment of interest on mobile money. What has the experience been like in Zimbabwe?

SADC Mobile Money Guidelines Report (Portuguese)

O Dinheiro Móvel tem evoluído para um bem utilitário que faculta marioritariamente serviços financeiros à população não-bancária.

SADC Mobile Money Guidelines Report (French)

Le Mobile Money s’est développé en un outil visant à fournir des services financiers en grande partie à la population non bancarisée.

SADC Mobile Money Guidelines Report (English)

Mobile Money has evolved as a utility to provide financial services largely to the unbanked population.

Measuring Progress: Financial inclusion in SADC - 2019 Report

The MAP country implementation is a key pillar of the SADC FI strategy, implemented with the SADC Secretariat and the SADC Committee for Central Bank Governors.

Zimbabwe Financial Inclusion Forum 2019 Report

The forum was held under the theme “Strengthening Financial Inclusion in Zimbabwe, from Policy to Practice: Lessons and Way Forward”

Madagascar Note de Synthese 2018 - 2022 (Français)

L’élaboration de ce document de Stratégie Nationale d’Inclusion Financière de Madagascar (SNIM 2018-2022)

Strategie Nationale D’Inclusion Financiere a Madagascar 2018 - 2022

L’élaboration de ce document de Stratégie Nationale d’Inclusion Financière de Madagascar (SNIM 2018-2022)

National Financial Inclusion Strategy of Madagascar 2018-2022 English

This strategy document will ensure effective coordination and an improved synergy

Eswatini MAP SME Roadmap 2018 Report

The Eswatini Making Access Possible (MAP) for Growth: Small and Medium Enterprises (SME) Development Roadmap.

Madagascar Synthesis 2018 - 2022 Report - Summary note (English)

This National Financial Inclusion Strategy document of Madagascar (NFIS 2018- 2022)

Eswatini MAP SME Diagnostic 2018 Report

The Government of Eswatini has made considerable effort towards developing the SME sector since the early 2000s.

The Shoprite cross-border money remittance product reached the R1 billion mark in January 2019

Measuring Progress: Financial inclusion in SADC - 2018 Report

Improved financial services and products contribute towards eliminating the ‘missing middle’ and thus help reduce inequality.

Burkina Faso MAP Roadmap 2018 - 2022 Report (English)

The Burkina Faso Financial Inclusion Roadmap 2018 – 2022

Burkina Faso MAP Rapport De Feuille De Route 2018 – 2022

La Feuille de Route pour l’inclusion financière du Burkina Faso 2018-2022

Lesotho MAP Roadmap 2014 - 2020 Report

This roadmap document is produced as part of a series of documents in the Making Access Possible (MAP) Lesotho initiative.

SADC Financial Inclusion Strategy

SADC Financial Inclusion Strategy

SADC Mobile Money Guidelines

The aim of the project is to develop Mobile Money guidelines to assist SADC Member States with principles to facilitate the harmonisation

Research Report on Mobile Money in South Africa

The research report study focused on the factors that drove the termination of mobile money services in South Africa.

Madagascar MAP Diagnostic 2017 Report

This document sets out the comprehensive diagnostic findings which will feed into the Roadmap that will be developed in collaboration with the MAP steering committee.

Madagascar MAP Roadmap 2018 - 2022 Report

This roadmap document is produced as part of a series of documents in the Making Access Possible (MAP) Madagascar initiative.

Burkina Faso MAP Diagnostic 2017 report (English)

MAP compiles a comprehensive picture of financial inclusion drivers, barriers and opportunities across the country context

Burkina Faso MAP Rapport De Diagnostic 2017(French)

L’initiative « Rendre l’Accès Possible » (Making Access Possible - MAP) est une initiative multi pays visant à appuyer l’inclusion financière à travers

Lao PDR MAP Country Diagnostic Report

This report captures the findings of the country context, demand-side, supply-side, and policy and regulatory reviews.

The role of mobile money in financial inclusion in the SADC region

This paper presents a cross-country comparison of mobile money ownership and its determinants together with the factors affecting mobile money adoption.

FICA Act: Pre-implementation Study in South Africa

See the Financial Intelligence Centre Amendment (FICA) Act: Pre-implementation Study in South Africa report.

Lao MAP Synthesis 2015 Report

This synthesis note summarises the main findings of the MAP Lao PDR diagnostic

SADC Financial Inclusion Strategy Workshop Report

FinMark Trust, in collaboration with the SADC Secretariat hosted a SADC financial inclusion strategy workshop in February 2016.

FinScope Consumer Survey Lao 2015 Pocket Guide

The Government of Lao PDR recognises the role played by the financial sector in facilitating economic growth through enhanced access to financial services.

FinScope Survey Highlights Lao 2014 Brochure

To measure and profile the levels of access to financial services by all adults in Laos (18 years and older)

National strategy on financial education for Zambia

The National Strategy on Financial Education for Zambia sets out the direction and framework for improving financial literacy among Zambians.

Financial inclusion in Rwanda 2012

The 2012 FinScope survey was commissioned by Access to Finance Rwanda (AFR) and not FinMark Trust.

Microfinance in Angola - Landscape, regulation, monitoring

See the report on Microfinance in Angola Landscape, regulation, monitoring and support.

A review of South African microfinance

See the report on the review of South African microfinance - successes, challenges and policy issues.

AML/CFT of low risk financial products and services in South Africa

When the South African anti-money laundering regulations were drafted in 2002, the Minister of Finance made an exemption to protect so-called mass market banking services

The National Credit Act And Its Regulations

This paper analyses the potential impact of this Act and its regulations on access to all forms of financial services.